Motor Insurance

Are you considering buying your first Car or are you still satisfied with your present car and need some protection in the form of an Insurance policy? KR Insurance Services provides you with a multitude of Motor Insurance services and also offers some unique features for motor insurance policies. These features include a choice between a comprehensive Insurance Coverage or a Third party Insurance policy. In the event if you own a High-valued vehicle, KR Insurance Services also assist you in making a customized Tailor made insurance plan suiting to all of your needs. All these plans are available at an affordable premium with an assured high-quality services. The value added services as offered by KR Insurance Services are -

  • Door delivery services – policy can be arranged to individual customer at their door steps.
  • Blanket discounted rates for large motor fleets.
  • Red carpet services at our preferred garages for repairs.
  • Discount coupons for washing and servicing of vehicles through our network garages (optional).
  • Availability of alternate vehicles for urgent requirements on paid basis (on paid basis).
  • Dedicated service manager for assisting on claim documentations, claim registration till claim settlement.
  • We are the only Insurance broker who has got in-house automobile garages authorized by many reputed insurance companies in Oman. We can provide high end and prompt repair services to your vehicles. (A rated garage ; ROP approved ; POD approved; MOD vehicles)
    We are also specialized in designing tailor made products for High Value Vehicles, e.g. Ferrari, Aston Martin, Bentley and Royce, etc. trucks, tankers, busses, saloon, SUV & other special Types of vehicles.
    We take the complete responsibility of claim settlement from claim intimation to the delivery of vehicle from garages.
Main Cover / Motor Insurance

Property Insurance provides a vast array of covers which includes :-

  • Fire: The policy offers coverage for any damage caused owing to the fire. However, damage caused by natural heating, own fermentation or spontaneous burning are excluded.
  • Lightning: Damages caused by lightning is covered. If lightning cause fire, or other damages like cracks in the building or roof area, it will be covered by fire insurance.
  • Explosion: Fire damage caused by an explosion is covered by this policy. .
  • Aircraft Damage: Fire and any other damage caused by aircraft or other airborne devices, damage due to articles dropped by an aircraft is covered by fire insurance policy.
  • Riot Strike, Malicious Damages: If the insured property is damaged due to a strike, riot or any terrorist activity, the loss is covered by fire insurance.
  • Natural Disasters: Apart from the above, this policy also includes damages owing to natural disasters including storm, cyclone, typhoon, tornado, flood. The hazardous situation and consequences of a natural disaster are covered by fire insurance.
  • Landslide/Rockslide: Your insurer will offer protection under fire insurance for the destruction caused to your property to a notable or even a small part of the site where the property exists by rockslide/landslide.
  • Bursting of water/overflowing of Water Tank (Inundation): your property is damaged due to the bursting of water or overflowing of the water tank, the policy covers the damage.
  • Bush Fire: At the time you set fire to overgrown plants and bushes, the possibility is where you end up damaging the property. Fret not! The fire insurance policy that you own covers you for this as well. However, the policy wouldn’t cover the destruction due to the forest fire.
  • Terrorism : Optional cover
Why KR Insurance Services ?
  • Lowest Quotations .
  • Prompt Claim Services .
  • Wide Quote Comparisons .
  • Best Insurance Industry Practices .
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